Business financing referrals · Growing businesses

Turn an expansion budget into a specific funding request.

A second location can require deposits and setup spending before it produces revenue. Break the expansion into the costs you need to fund and the dates each payment is expected.

Illustration of growing businesses and their working space
Illustration of growing businesses equipment and workspace

Before you decide

When reviewing a provider offer

01

Provider identity

Confirm which company would provide the financing and which agreement you would sign.

02

Payment schedule

Check when repayments start, their frequency and how long the obligation lasts.

03

Other requirements

Understand any collateral or personal-guarantee requirements before accepting the offer.

Illustration of growing businesses equipment and workspace
Illustration of growing businesses equipment and workspace

Growing businesses · funding preparation

The budget behind the request

Keep current-location revenue separate from projections for the new site. Assess any repayment obligation against the period when setup costs and both locations’ overheads overlap.

How it works

The application process

01

Purpose first

Identify the main use of the requested funds and choose the amount that reflects the expense.

02

Business information

Share the business name, industry and recent operating information requested in the application.

03

Submission step

Review the contact permissions and your details before verifying the mobile number and submitting.

Possible uses

Business expenses to describe

01

Space fit-out

Contractor work, signage and fixtures may require staged payments before opening. Separate those expenses from the lease deposit and ongoing occupancy costs.

02

Equipment

An additional location may need its own equipment rather than spare capacity from the first site. Include delivery, installation and staff training in the budget.

03

Opening inventory

Initial stock must be bought before the new location begins trading. Distinguish the opening order from replenishment the existing business already funds.

A few things to know

About this referral service

Information sharing and referral payments

Funding partners may purchase your application details from us and contact you about potential financing. We may refer a request to up to five partners and are paid even if it is not funded; we charge no application fee.

Approval and available terms

Providers make their own decisions after considering the information they require. Submission alone promises neither approval nor a particular financing amount.

Provider timing

Do not treat the requested timing as a delivery commitment from a funding partner. Review can involve supporting documents and additional checks.

Contact consent and mobile verification

Before submission, review the sharing terms and the permission for partner communications. A one-time code checks access to your phone rather than replacing the consent review.

Make a beginning

Start with your business funding request

When the expense and timing are clear, use the form to submit your business funding request.